Your Income Arrives from Everywhere. We Track It All.

The portion of your fee that constitutes the "notarial act" (as defined by state law) is generally exempt from the 15.3% self-employment tax. For example, if you charge $150 for a signing and $50 of that is for notary stamps, only $100 is subject to SE tax. We help you properly document this allocation to keep more of your hard-earned money.

The 1099-NEC reports payments made directly to you by signing services. The 1099-K reports payments processed through third-party payment platforms. You must review both forms carefully to avoid double-reporting income. We reconcile all forms against your business records to ensure accurate reporting.

Yes! For mobile notary and loan signing work, tolls are a necessary business expense. We ensure these are properly documented and deducted along with your mileage.

The IRS requires a contemporaneous log showing the date, business purpose, and location for each business trip. A total mileage log showing beginning and ending odometer readings for the year is also required. Apps that track GPS-based mileage are acceptable if they produce the required information.

Equipment used exclusively for your loan signing business is generally deductible. For equipment with both personal and business use, we allocate the cost based on business use percentage. Most office equipment is depreciated over several years, though Section 179 may allow immediate expensing in some cases.

Monthly documentation means we reconcile your income and expenses every month, so by January your Schedule C is already substantiated. Tax-only clients bring us everything in February and we do the same work compressed into a single engagement. Monthly clients get priority scheduling and their returns file faster.